Insurance Solutions for Assets That Hold Value.
Specialist insurance solutions for precious metals, bullion, valuable goods, cargo, secure storage and high-value assets across eligible U.S. commercial and operational environments.
Coverage begins with understanding the asset.
Valuable assets can move through multiple locations, facilities and operational stages. Each stage can introduce different risks.
Our insurance solution structure is organized around the assets and activities that matter: precious metals, bullion, valuable goods, cargo, secure storage and specialist property.
Explore the individual solutions below to understand the types of assets and operational environments they are designed to address.
Discuss Your Requirements →Specialist solutions for valuable assets.
Explore the insurance areas that can be relevant to high-value assets, their storage, handling and movement.
Gold & Bullion
Specialist considerations for gold bars, bullion, coins and other precious-metal assets held, handled or transported in commercial environments.
Explore Gold & Bullion →
Precious Stones
Insurance considerations for diamonds, gemstones and other valuable stones, including handling, custody and movement.
Explore Precious Stones →
Precious Metals
Coverage considerations surrounding gold, silver, platinum and other precious metals across their lifecycle.
Explore Precious Metals →
Cash & Valuables
Specialist considerations for cash, negotiable valuables and other high-value property.
Explore Cash & Valuables →
Cargo & Transit
Protection considerations for valuable goods while moving through domestic and international supply chains.
Explore Cargo & Transit →
Vault & Storage
Considerations for assets held within secure vaults, warehouses, custody facilities and storage environments.
Explore Vault & Storage →
High-Value Assets
Specialist considerations for valuable goods, luxury property and other assets requiring tailored risk assessment.
Explore High-Value Assets →Understand the risk before structuring coverage.
The right insurance conversation starts with understanding how an asset is owned, stored, handled, transported and valued.
Depending on the risk, relevant considerations can include:
Coverage should reflect the way assets actually move.
A precious-metal asset may pass through extraction, refining, storage, processing, transportation and final delivery.
Each stage can have different physical, operational and custody characteristics. A structured risk review helps identify the relevant insurance considerations.
Explore Risk Management →Protection considerations across the value chain.
The exposure surrounding an asset can change as it moves from origin through processing, storage and transportation.
Solutions for specialist commercial environments.
Different businesses face different asset, custody, storage and transportation risks.
Bullion Dealers
Considerations for precious-metal inventory, custody, storage and movement.
Mining & Refining
Asset risks associated with extraction, processing and refined materials.
Logistics
Valuable goods moving through warehouses, distribution networks and transportation.
Banks & Financial Institutions
Specialist considerations surrounding valuable assets and financial operations.
Jewellers
Jewellery, gemstones, precious metals and valuable inventory.
Art & Collectibles
Valuable objects and collections requiring specialist property considerations.
Insurance is only one part of the risk picture.
Understanding physical security, storage procedures, transportation, inventory controls and valuation can help create a clearer picture of the overall risk environment.
Our risk-management approach is designed to help businesses identify the operational factors that should be considered when discussing specialist insurance.
Explore Risk Management →Insurance solutions FAQs.
General information about the types of assets and risks covered by our specialist solution structure.
What types of assets can specialist asset insurance address?
Depending on the insurer, policy structure, underwriting requirements and applicable jurisdiction, specialist asset insurance may address valuable property such as precious metals, bullion, gemstones, cash, valuable goods and other high-value assets.
Can valuable assets be insured while in transit?
Transit coverage can be available for eligible risks, subject to the applicable policy wording, limits, conditions, exclusions, transportation arrangements and underwriting requirements.
Can assets stored in a vault or warehouse be insured?
Secure-storage risks can be considered depending on the facility, security arrangements, custody structure, asset type, valuation and applicable underwriting requirements.
Is coverage available for businesses as well as individuals?
Some specialist insurance products are designed for commercial businesses, while others may be structured for individuals or specific asset owners. Eligibility depends on the particular risk and policy.
What information is needed for a quote?
Information can include the type and value of assets, ownership, location, storage arrangements, security controls, transportation details, expected limits and relevant loss history. The exact information required depends on the risk.
Does every insurance solution apply in every U.S. state?
No. Insurance availability, licensing, underwriting and policy terms can vary by jurisdiction and individual risk. Any quotation or coverage should be reviewed against the applicable state and policy requirements.
Does this website provide an insurance quote?
No. Website information is general information only. A formal quotation, binder or policy is subject to the applicable insurer, broker or producer process and underwriting requirements.
Tell us what you're looking to protect.
Share details about your assets, storage, transportation or commercial operation and start a conversation about your insurance requirements.