Logistics
Insurance.
Specialist insurance considerations for logistics businesses transporting, handling, storing and delivering valuable cargo across complex supply chains and custody networks.
Protecting valuable cargo across the supply chain.
Logistics providers can become responsible for valuable goods at multiple points during collection, loading, transportation, temporary storage, transfer and final delivery.
When the cargo itself carries significant value, ordinary transportation processes can involve additional custody, security, documentation and accumulation considerations.
Insurance considerations across logistics activities.
Different logistics activities can create different custody and physical risks. The applicable insurance arrangement depends on the individual operation and cargo profile.
Collection
Collection of valuable cargo from suppliers, customers, warehouses or other authorized locations.
Secure Transportation
Movement of eligible high-value goods using appropriate carriers, routes and transportation controls.
Warehousing
Temporary or scheduled storage of valuable cargo within controlled logistics facilities.
Handling & Transfer
Loading, unloading, sorting, inspection and custody transfers between authorized parties.
Cross-Border Movement
Eligible valuable cargo moving through multiple jurisdictions, carriers, facilities or customs processes.
Final Delivery
Delivery to customers, secure facilities, dealers, manufacturers or other approved destinations.
Where logistics exposure can arise.
Valuable cargo can face different exposures depending on its location, mode of transport, custody status and handling process.
Loading & Unloading
Cargo can be exposed during loading, unloading, transfer, inspection and other physical handling activities.
Transit
Route selection, carrier arrangements, journey duration and security procedures can influence transit exposure.
Temporary Storage
Cargo may remain at logistics facilities between transport legs, creating additional custody and security considerations.
Custody Transfers
Responsibility may move between shippers, carriers, warehouses, agents, custodians and recipients.
Cargo Concentration
Multiple high-value shipments or significant values in one facility or journey can affect the overall risk profile.
Documentation
Accurate cargo descriptions, declared values, custody records and delivery documentation can be important to the assessment.
From collection to confirmed delivery.
A valuable shipment can pass through several custody points before reaching its final destination.
Collection
Cargo received from the authorized consignor.
Verification
Cargo, documentation and condition checks.
Handling
Loading, packaging and controlled transfer.
Transit
Secure movement to the next authorized point.
Storage
Temporary holding where required.
Delivery
Final transfer and delivery confirmation.
Logistics for cargo where value matters.
Logistics providers may handle a broad range of valuable cargo. Eligibility depends on the cargo, route, security arrangements and applicable policy terms.
Bullion
Eligible gold, silver and other precious-metal bullion moving between approved commercial locations.
Precious Metals
Refined metals and qualifying valuable metal products requiring controlled transportation and custody.
Gemstones
Diamonds, gemstones and loose stones moving between dealers, processors, jewellers or secure facilities.
Jewellery
Eligible jewellery and high-value merchandise transported for commercial or specialist business purposes.
Cash & Valuables
Certain cash, valuable documents and other eligible physical valuables requiring controlled custody.
Specialist Goods
Other qualifying high-value goods where specialist transit insurance considerations may be appropriate.
Supporting businesses moving valuable goods.
Logistics providers can support multiple specialist industries, each with different cargo, custody and security requirements.
Bullion Dealers
Transportation and custody of qualifying bullion and precious metals between approved locations.
Mining & Refining
Movement of valuable concentrates, refined metals and other eligible materials.
Jewellers
Transportation of eligible jewellery, gemstones and valuable merchandise.
Financial Businesses
Logistics support involving eligible cash and valuable physical assets where specialist controls are required.
Secure Storage Providers
Movement of assets between vaults, warehouses and other controlled storage facilities.
Specialist Manufacturers
Transportation of valuable components, finished goods and specialist commercial inventory.
Building stronger controls around valuable cargo.
Insurance can form one part of a wider logistics risk-management programme. Procedures should reflect cargo values, routes, facilities and custody arrangements.
Cargo Verification
Maintain appropriate procedures for identifying, documenting and checking valuable cargo before movement.
Secure Packaging
Use packaging and handling procedures appropriate to the cargo, value and transportation method.
Route Controls
Establish appropriate route planning, scheduling and journey management procedures.
Tracking & Monitoring
Use suitable tracking, communication and monitoring procedures for eligible high-value shipments.
Custody Records
Document handovers between consignors, carriers, warehouses and recipients.
Incident Procedures
Maintain documented escalation, reporting and response procedures for relevant incidents.
The details behind the transport operation.
Clear information about cargo, routes, values, facilities and security procedures can help insurers understand the logistics risk.
Cargo & Route Information
- Types of valuable cargo transported
- Typical and maximum shipment values
- Origins and destinations
- Transportation modes and carriers
- Storage and accumulation points
- Typical shipment frequency and volumes
Security & Operational Information
- Vehicle and carrier security arrangements
- Tracking and monitoring procedures
- Driver or operator controls
- Warehouse security arrangements
- Custody and handover procedures
- Previous loss or claims information
Explore related insurance solutions.
Logistics Insurance FAQs.
What is logistics insurance?
Logistics insurance refers to insurance arrangements that may address eligible risks associated with transporting, handling, storing and delivering goods. The precise protection depends on the insurer, policy wording, limits, conditions and exclusions.
Can logistics providers transport valuable cargo?
Yes. Specialist logistics providers may transport valuable cargo such as bullion, precious metals, gemstones, jewellery and other eligible goods, subject to their contractual, operational and insurance arrangements.
Can cargo be covered while temporarily stored?
Certain temporary storage exposures may be considered depending on the facility, duration, security arrangements, values, custody structure and applicable policy terms.
Can international or cross-border transportation be considered?
Certain cross-border movements may be considered depending on the countries involved, route, carrier, cargo, security procedures and applicable policy wording.
Why are custody transfers important?
Valuable cargo can change hands several times during a shipment. Clear handover procedures and documentation can help establish responsibility and provide useful information for risk assessment.
What information is useful when requesting a quotation?
Useful information can include cargo types, values, routes, transportation modes, carriers, storage locations, security procedures, tracking arrangements and previous claims or losses.
Can bullion and precious metals be transported under specialist arrangements?
Certain bullion and precious-metal movements may be considered subject to the cargo value, route, carrier, security procedures, custody arrangements and applicable policy terms.
Does this page guarantee that a logistics operation will be insured?
No. This page provides general information only. Whether a particular logistics operation or shipment can be insured depends on the insurer, underwriting assessment, policy wording, limits, conditions, exclusions and applicable jurisdiction.
Discuss Your Logistics Risk.
Provide details about your cargo, routes, shipment values, storage arrangements, carriers and security procedures so the logistics risk can be considered in context.